Earlier this month, an appeals court upheld a lower court ruling involving carrier CRST that truck drivers working in teams must be compensated under federal minimum wage laws for time spent in the sleeper cab even if they aren’t sleeping. The question posed in the lower court and on appeal was whether “the time long-haul … Continue reading “Under the FLSA Truckers Are Entitled to Sleeper Berth Compensation”
There are more than 168,000 truck accidents every year, with about 32% involving an injury and around 3% resulting in a fatality, according to the Federal Motor Carrier Safety Administration (FMCSA). Texas had the most truck accidents in 2022, with California, Florida, Pennsylvania, and Illinois rounding out the top five states. The Centers for Disease … Continue reading “Driver Safety Tips to Help Mitigate Trucking Accidents”
Workers’ Compensation and Occupational Accident Injury Insurance are two distinct types of coverage designed to address different aspects of workplace injuries in the trucking industry. Workers’ Compensation Insurance A statutory form of insurance, Workers’ Compensation insurance provides benefits to employees who suffer work-related injuries or illnesses. It is designed to protect both employees and employers … Continue reading “On the Road with Workers’ Compensation and Occupational Accident Injury Insurance”
Truck Liability insurance is the backbone coverage for commercial trucks and their operators. The policy protects truck operators who become legally liable for bodily injury and/or property damage to others related to operating the truck. All truck owners or lessees are required to purchase this coverage and meet state and federal agencies’ regulatory guidelines. The … Continue reading “Behind the Wheel of Truck Liability Insurance”
Physical Damage Truck insurance is designed to protect commercial trucks and other vehicles used in transporting goods. The Collision portion of the policy provides coverage for damage to the insured truck that occurs as a result of a collision with another vehicle or object. This includes accidents where the insured truck is at fault. The … Continue reading “Comprehensive vs. Specified Perils Coverage in Physical Damage Truck Insurance”
The Federal Motor Carrier Safety Administration (FMCSA) mandates that, every two years, transportation companies update their Motor Carrier Identification Report (Form MCS-150). Updates may include changes or modifications to contact information (phone number, address, etc.), operating authority changes, ownership and control changes, insurance information, safety data, USDOT number, vehicle and equipment information, and other info. … Continue reading “Why Updating FMCSA MCS-150 Form Is Important for Transportation Carriers”
Knowing what to do – and what not to do – when in an accident is important in getting the facts straight and moving the claim process along. Here we’ll clear up some misinformation if you or your drivers are involved in a vehicular accident. I should report an accident to my insurance agent, not … Continue reading “Separating Facts from Fiction: When an Accident Occurs”
Truck inspections are expected to change as federal trucking regulators and commercial vehicle enforcement agencies push for wireless roadside inspections. Motor carriers will have to equip their trucks with devices to transmit the identity and condition of trucks and drivers to roadside enforcement. However, according to the North American Transportation Association (NTA), how motor carriers … Continue reading “Down the Road: Electronic Truck Inspections”
Third-party litigation funding, anti-corporate sentiment among juries, and other factors have created an environment over the last decade or so in which huge settlements and awards are commonplace. Third-party litigation funding is the practice of investors’ buying an interest in the outcome of a lawsuit and has quickly become a multibillion-dollar industry, contributing to the … Continue reading “What’s the Difference Between Umbrella and Excess Liability Insurance? “
An auditable insurance policy is one in which the premiums the insured pays are based on payroll and/or sales projections at the start of the policy term and then adjusted based on actual figures at the end of the term. Auditable policies are typically used with Workers’ Compensation and Commercial General Liability insurance, but can apply … Continue reading “Inside an Auditable Insurance Policy”
