Kentucky Truck Insurance for Owner Operators and Fleets

KY license number: 923065 Kentucky Truck Insurance Quote

Kentucky Commercial Truck Insurance

With roots dating back to 1954, Western Truck has provided the shipping and transportation industry with comprehensive insurance products that protect businesses from unexpected costs and accident liability. Our extensive line of Kentucky truck insurance products provides all the coverage your business needs to be fully protected against the risks involved in trucking operations.

Comprehensive Commercial Vehicle Liability

Protecting your fleet can be costly and involved, especially in large operations. We offer flexible vehicle coverage, allowing you to schedule your policy on a vehicle basis and coverage needs. Better suited to smaller operations, under this plan, one of our brokers will work one-on-one with your company, learning how and when you use your vehicles. For larger businesses, we offer a simplified, broad-form policy that avoids gaps in coverage and ensures your entire fleet is protected at all times. Coverage limits start at $750,000 for vehicles over 10,000 GVWR as noted in the federal requirements and vary depending on state regulation.

Covering All the Bases With General Liability

To round out your Kentucky truck insurance needs, we extend a General Liability policy that protects your business from property damage injuries and other unforeseen situations. In the event of an accident you’ll be covered. Additional endorsements are available, depending on your specific needs and regulatory requirements, including pollution and hazardous materials coverage.

Protect Your Cargo

Our Motor Truck Cargo Insurance policies provided coverage against the damage or loss of transported goods in the event of an accident. Every freight company should be protected against the loss of cargo. Additionally, be vigilant in accurately assessing the value and responsibility of your freight; under-insuring your cargo can cost you thousands, leaving you to cover the difference in the event of an accident. Our policies can be tailored to your specific needs and risks, letting you stay protected while keeping premiums to a minimum.

24-Hour Roadside Assistance

We are proud to offer our roadside assistance/towing package, starting at just $399 per year. Sign up for 24/7 towing service, tire replacement, jump starts, fuel delivery and more, keeping your business running on schedule, even when your drivers run into problems.

Quick, Affordable Quotes

Working in the shipping and transportation industry, we understand that time is money. We provide easy, fast quotes over the phone or online, getting you the coverage you need quickly. Give us a call toll-free at 1-800-937-8785 or connect via email through our contact form. Operating in 27 states, our Kentucky truck insurance license number is 923065.

Proudly recognized by some of the hardest working people in America.

Top-Rated
4.7

My small business has had a great experience working with Western Truck Insurance. Our broker is Karen Eernisse aka "The Truck Lady." She was tenacious in finding the best policy for our fleet last year, and it was a seamless renewal process this year. We appreciate her energy and passion for helping clients with their unique needs.

Cindy is amazing. I struggled to get insurance for a new authority. She helped me with no problem. She got me the best quote and with a reliable insurance company. Thank you Cindy !!!!

Karen is extremely helpful and knowledgeable in her field! She quickly and efficiently set up our trucking insurance policies and is thorough in this process! We will use Karen for any future policies we may need!

Muy agradecido por la excelente gestión de Lynn Hurtado para obtener un Insurance con todos los requisitos para mi negocio.Su eficacia y profesionalismo me han permitido comenzar exitosamente. Muchas gracias, Lynn.

Great service Bart is very helpful

I'm using Western Truck Insurance for the last 3 years, customer service. Good Insurance, Good rates. Thank you guys. if you need quote call Bart Proud

Lynn Hustado has helped me every step of the way. I would recommend Western Truck Insurance for an incredible experience!

Bart Proud, insurance agent for Western Trucking Insurance was very helpful in writing up my insurance. Made it possible for me to receive good insurance with more coverage than my previous insurance company with better pricing. I was able to save money that would go back into my business so my business could prosper. Mr. Proud show very much interest in helping me with my needs with patience and understanding, amazing person to work with and have shown much passion in getting the job done I would recommend him to other people that would need his service, most of all I like to say thank you very much for all of your hard work to make things possible for me, THANK YOU, Robert Jordan.

Quick response time! They were able to secure my commercial auto with no hassles after 6 months of no agents or companies that could secure it for me. Cindy was great to work with and so easy!

Good experience with them.

Karen Eernisse Grade A PROFESSIONAL agent.Western truck has an ASSET in Karen

Hey, so I started my own company and bought my first truck. I got insurance for it, but then I found out that they wouldn't let me add a second driver or a second truck in the first year. That didn't work for me, so I started calling around to find someone who would. I got a bunch of no's—apparently, it's a California thing. But then, I got lucky and found Karen from Western Truck. She's super smart and helpful, and she's also really positive and funny. Long story short, she solved my problem—something that a dozen other companies couldn't do—and she gave me a great rate too. I'm so happy with the outcome! Karen totally saved the day!

Lynn and her team are supportive and helpful. They are fast to respond and look in my company's best interest. Andres and Lynn are professional and friendly when it comes to communicating with our team.

Karen was more than helpful. Great experience. Fast and easy with a expert level of knowledge and knew exactly what I needed. Thank you ?

I've been using this agency for for 5 years for my truck they've always treated me as a valued customer. I'm very happy with my Agents team thank you kearn

Kentucky Truck Insurance